Get Approved For A Mobile Phone Contract When You Have Bad Or No Credit

A Guide To Bad Credit Mobile Phone Contracts

Why let bad credit stop you getting a phone?
Having bad credit need not stop you from being accepted for a new contract phone, by applying direct to one of our recommended networks you have a far better chance of getting a new mobile phone contract.

To get your mobile phone simply select one of our recommended providers underneath, choose your phone and complete the application.

T-mobile T-Mobile's Sim only contracts offer the greatest acceptance rate for people with bad credit. They also have a very high acceptance rate on free phone and smart phone deals. Click here & apply

Virgin Virgin Mobile offer a good choice of phones. But best of all Virgin have a very high acceptance rates on mobile contracts and if you have other products from Virgin Media you get an even better deal. If you have very bad credit try a lower value phone or SIM only contract. Click here & apply

Orange Orange offer a great choice of affordable tariffs and handsets, and SIM only contracts. Choose a phone and tariff you can afford, if you have very bad credit choose a SIM only contract for 3 months then upgrade to a free smart-phone. Click here & apply

Vodafone Vodafone offer a very good acceptance rate on SIM Only contracts, and have a great selection of deals. Vodafone are also improving and offering more free phone contracts to customers with poor credit. Click here & apply

To get your mobile phone on contract:

1). Choose a recommended network above.
2). Choose your phone, be realistic in your choice, lower value phone = less risk.
3). Fill in the application & get connected today!

Bad credit contract phones can help improve your credit rating.
GoMobiles.co.uk have researched the over 30 UK mobile phone providers to give you the very best chance of being accepted. Our service allows people who have poor or bad credit ratings get accepted for mobile phone contracts, we constantly check connection statistics and amend our site accordingly.

Once you have been accepted for your new contract phone, provided you stick to the agreement and pay your bills on time, your credit rating will improve. This will help you gain better rates for other credit agreements such as finance, loans and mortgages in the future.

We cannot guarantee everyone will be accepted for a mobile phone contract and you should be wary of any websites who do. However we genuinely research connection data on a daily basis and find the most suitable bad credit deals.

Bad Credit Mobile Phone Contract Advice
Apply direct to the mobile phone networks to have a better chance of being accepted, even if you are not approved initially chances are the network will negotiate a deal which may or may not require a security deposit. Best Network with free phone Click here to Apply directly to T-Mobile Other Networks Click here to Apply with Orange, Click here to Apply with Three.

If you cannot get accepted for a mobile phone choose a SIM only deal (T-Mobile SIM Only, Orange SIM Only, 3 SIM Only, Vodafone SIM Only) the credit checks are much easier only checking your identity and address. Then after 3 months you can apply for a free or subsidised mobile phone provided you have kept up your SIM only contract payments and built up some credit history.

Ensure you are listed on the electoral role at your current address, check your credit files by applying to the credit reference agencies. Equifax and Experian – these will also show your current electoral role information. Check your credit files making sure any old financial associations or incorrect information is removed.

No Credit Check Mobiles
No credit check mobile phones only exist on pay as you go and SIM Free, all contract mobile phone providers perform credit checks to ensure you can afford to repay the contract. If you suffer from bad or no credit history it does not mean you will not get accepted for a mobile phone contract it simply means the number of providers that will consider your application is lower.

No credit check mobile phone deals my be hard to find but all the major UK networks offer SIM Only Contract deals (T-Mobile SIM Only, Orange SIM Only, 3 SIM Only, Vodafone SIM Only), and as stated before these offers have a small credit check and offer a stepping stone to improving your credit and getting approved for a full contract phone deal.

Sim Only Contract Deals
Sim Only Contracts offer the highest approval rates for bad credit customers. With most SIM only contracts you do not get a mobile phone, however O2 are offering a free Samsung C3050 with their 12 month Simplicity SIM only contracts. Which ever SIM only deal you choose provided you keep up your repayments, you are on the right track to re-building your credit.